Verily, we have made that which is on earth an adornment for it, in order that We may test which of them are best in deeds. [Surah-Al-Kahf:7]
Wednesday, April 29, 2009
Invoking Allah for good for The Duniya and The Hereafter
Sunday, April 26, 2009
Qur'an- The Miracle
The Prophet Sallallahu alaihiwassalam said, "Every Prophet was given miracles because of which people believed, but what I have been given, is Divine Inspiration which Allah has revealed to me. So I hope that my followers will outnumber the followers of the other Prophets on the Day of Resurrection."
And Allah knows best.
Important principles to make our relationship with the Qur'an blossom
1. Renew and redefine our intentions:
When we read a book for a course study or for work or for an exam, what is our intention? We want to understand and take maximum benefit from it so that it help us better when we need to apply it where it has to be applied. Even when we read a novel at our leisure, we want to understand the plot, the important characters etc, and we even try to take lessons from them and even movies we watch. When we read the ingredients on the grocery before buying it, we look for the key words, like Gelatin etc. We rarely read anything mindlessly, and even if we do, we realise that we haven't gained anything out of it, and turn back the pages and re-read it.
ذَلِكَ الْكِتَابُ لاَ رَيْبَ فِيهِ هُدًى لِّلْمُتَّقِينَ
And Allah SWT says:
كِتَابٌ أَنزَلْنَـهُ إِلَيْكَ لِتُخْرِجَ النَّاسَ مِنَ الظُّلُمَـتِ إِلَى النُّورِ بِإِذْنِ رَبِّهِمْ
How much should we reflect on ayahs such as:
قُلْ أَرَءَيْتُمْ إِنْ أَهْلَكَنِىَ اللَّهُ وَمَن مَّعِىَ أَوْ رَحِمَنَا فَمَن يُجِيرُ الْكَـفِرِينَ مِنْ عَذَابٍ أَلِيمٍ - قُلْ هُوَ الرَّحْمَـنُ ءَامَنَّا بِهِ وَعَلَيْهِ تَوَكَّلْنَا فَسَتَعْلَمُونَ مَنْ هُوَ فِى ضَلَـلٍ مُّبِينٍ
وَقَوْمَ نُوحٍ لَّمَّا كَذَّبُواْ الرُّسُلَ أَغْرَقْنَـهُمْ وَجَعَلْنَـهُمْ لِلنَّاسِ ءَايَةً وَأَعْتَدْنَا لِلظَّـلِمِينَ عَذَاباً أَلِيماً
إِلَىَّ مَرْجِعُكُمْ فَأُنَبِّئُكُم بِمَا كُنتُمْ تَعْمَلُونَ - وَالَّذِينَ ءَامَنُواْ وَعَمِلُواْ الصَّـلِحَـتِ لَنُدْخِلَنَّهُمْ فِى الصَّـلِحِينَ
Asking Allah to accept our deeds and repentence
Tuesday, April 21, 2009
Let's return to The Qur'an
The following is lessons taken from just an hour lecture of Sheikh Jamaal Zarabozo(Hafidhahullah), but SubhanAllah, it was very rich in content and gems to reflect on, and it caused wholesome amounts of emanrush in those present there, and I hope the booster will continue to change our lives towards the better inshAllah.
We, the Muslim Ummah have lost in establishing the proper kind of relationship with the Qur'an. We spent most part of our life in studying other Sciences that will help us to excel in this world, some of the Sciences that are valued only because the so-called intelligent, on-top-of-the-world people have accredited it. We live according to the man-made principles that we feel, will help us to achieve our goals (and for sure, our goals are also messed up- Ihdina-As-Sirathal Musthaqueem), when in reality, isn't our goal supposed to be to please Allah SWT in this world, and hence, attain Success in the Hereafter?! We say we are proud to be Muslims, and yet, we allow ourselves to be looked down upon, and we look up and admire the disbelievers in whatever they do, the worldly achievements they have accomplished, and their ideologies like Socialism, Capitalism etc. And stillworse, we try to be like them! Aren't we the ones who should raise our standard in our code of life, and show them something to be looked up to?
Allah SWT has given us, This Qur'an, which is perfect in every sense and flawless, as not "source of guidance" alone, but "Guidance" itself. And it is preserved by Him The Most Exalted, among us, in our hands. All of us have a copy or more of The Holy and Noble Qur'an, and we say that we respect it. But are we really respecting it in the way that it deserves to be so, in the way that we ourselves deserve?! We show respect to it in the secondary and tertiary aspects like not allowing dust to settle on it, not writing in it, keeping it elevated, touching it only when we are in the state of wudu, and at the most, memorizing a little from it. Let's just really reflect upon this! Aren't our questions always centered on things like, "can we touch the Mus'haf" if we are not in the state of Wudu for studying purposes?" Another way of our limited interaction with the Qur'an is that unfortunately, we turn to it when we are struck with distress, illness etc. For sure, The Qur'an is Ash-Shifa'(The Cure), but it is mainly a cure for the diseases of the heart and soul, it helps to purify our souls and hearts from all kinds of diseases. Allah SWT says:
يَأَيُّهَا النَّاسُ قَدْ جَآءَتْكُمْ مَّوْعِظَةٌ مَّن رَّبِّكُمْ وَشِفَآءٌ لِّمَا فِى الصُّدُورِ وَهُدًى وَرَحْمَةٌ لِّلْمُؤْمِنِينَObvious to all of us, The Qur'an is by no doubt, the most important book in our life. We all keep saying that. If it is so, we are to really take the benefit from it, by really appreciating it, appreciating the fact that Allah SWT, with His Mercy, has allowed the imperfect, sinning man to recite, read, hold onto the Perfect, Flawless speech (kalam), to make use of it. One of the main ways of not respecting the Qur'an is when we recite it, we do so only to get the Blessings, Ajar (reward), Hasanat that comes with it. Of course, this is true. And we should continue to recite it regularly and repeatedly. But our intention should be to really understand it, learn it and implement it by obeying what it guides us to, the commands of Allah, and avoiding what has been prohibited. We are supposed to be "Shuhadah" (witnesses) for the true message, against the rest of mankind who do not have this Guidance.
Let me put it in the most common way that the people of knowledge remind us with (for all of us to benefit from). For us to have a blooming career, or pass our exams in school with flying colours, we read, and read, and read. Break our heads to understand, do the practicals etc. Toil away day and night. And on the other hand, we have just this one Qur'an which continues to give and give. and continues to make it easier on the person learning it. And its rewards will be reaped in this world, for one, and last but definitely not the least, for an eternal heavenly bliss. SubhanAllah...how Merciful is our Lord Almighty?! So, let's not just wish for the Hasanat in reciting This Noble Book, let's fulfill our obligations to it, Our Lord and ourselves (ourselves as we are the ones who are really in need of The Qur'an, not the other way around. We need Allah's Mercy, Blessings, Guidance, Help ....)
Allah says:الَّذِينَ آتَيْنَـهُمُ الْكِتَـبَ يَتْلُونَهُ حَقَّ تِلاَوَتِهِ أُوْلَـئِكَ يُؤْمِنُونَ بِهِ وَمن يَكْفُرْ بِهِ فَأُوْلَـئِكَ هُمُ الْخَـسِرُونَ
Those to whom we gave the Book recite it as it should be recited (Yatlunahu Haqqa Tilawatihi) they are the ones who believe therein. And whoso disbelieve in it, those are they who are the losers. (Surah Al-Baqara:121)
What is حَقَّ تِلاَوَتِهِ (The correct recitation)? Abu Al-`Aliyah said that Ibn Mas`ud Radhiyallahu anh said, "By He in Whose Hand is my soul! The right Tilawah is allowing what it makes lawful, prohibiting what it makes unlawful, reciting it as it was revealed by Allah, not changing the words from their places, and not interpreting it with other than its actual interpretation.'' As-Suddi reported from Abu Malik from Ibn `Abbas who said about this Ayah (2:121): "They make lawful what it allows and they prohibit what it makes unlawful, and they do not alter its wordings.'' `Umar bin Al-Khattab said, "They are those who when they recite an Ayah that mentions mercy, they ask Allah for it, and when they recite an Ayah that mentions torment, they seek refuge with Allah from it.''
Allah SWT says regarding that Allah has made Quran easy for us to understand:
وَلَقَدْ يَسَّرْنَا الْقُرْءَانَ لِلذِّكْرِ فَهَلْ مِن مُّدَّكِرٍ
And We have indeed made the Qur'an easy to understand and remember; then is there anyone who will remember. (Surah Al-Qamar: 17)
This ayah should be an encouragement for us, we do not have to think that it is impossible to study it, memorize it. There have been people who become determined to study The Qur'an at the age of 70 years, and completed the memorization at the age of 80.
InshAllah, Let us all take the maximum benefit from The Perfect Speech of Allah that He has blessed us with, and continue to strive to learn more and more so that we can become better Muslims. Let the Noble Qur'an not be like the books a donkey carries on its back. A donkey has no use for books, as it cannot understand it. We all possess this most important Qur'an, let's not be like the donkey. This is the parable that Allah Azza Wajal mentions in the Qur'an:
مَثَلُ الَّذِينَ حُمِّلُواْ التَّوْرَاةَ ثُمَّ لَمْ يَحْمِلُوهَا كَمَثَلِ الْحِمَارِ يَحْمِلُ أَسْفَاراً بِئْسَ مَثَلُ الْقَوْمِ الَّذِينَ كَذَّبُواْ بِـَايَـتِ اللَّهِ وَاللَّهُ لاَ يَهْدِى الْقَوْمَ الظَّـلِمِينَ
The likeness of those who were entrusted with the Tawrah, but did not carry it, is as the likeness of a donkey which carries huge burdens of books. How bad is the example of people who deny the Ayat of Allah. And Allah does not guide the people who are wrongdoers. (Surah Al-Jumu'ah: 5)
And Allah knows best.
To read next part, click here
Wednesday, April 15, 2009
What Allah SWT does not love
Allah does not love......
1. Al-Kaafiroon (disbelievers): Allah says in the Qur'an:
Say: "Obey Allah and the Messenger.'' But if they turn away, then Allah does not like the disbelievers. [Surah Aal Imran:32]
Allah SWT commands us to obey Him and His Messenger, and not doing so, by turning away from the path of Rasoolullah who is the most beloved to Allah, is a way that constitutes kufr(disbelief). Indeed, Allah does not like whoever does this, even if he claims that he loves Allah and seeks a means of approach to Him, unless and until, he follows the unlettered Prophet, the Final Messenger from Allah.
2. Al-Mu'tadoon (transgressors): Allah says:
Verily, Allah does not like the transgressors. [Surah Al-Maa'idah: 87]
The transgressors are ones who make unlawful what Allah has made lawful, and lawful what Allah has made unlawful. For example, a Muslim should not abandon his livelihood, his family, his wealth etc, which Allah has made halal or him. Islam teaches us to simply have and enjoy these things in the duniya, in a particular code of law, that if applied sincerely, one will be rewarded. We do not have think that Dheen and Duniya are separate, both are in fact one, just like a bottle and its cap. If the bottle is the duniya, then the cap(dheen) is a means of security for the duniya. A Muslim can love The Duniya as long as he does not risk his success in his aakhirah. Keeping this mind, a Muslim should not transgress beyond what has been halal for him, and enter the zone of haram, as this will lead to decrease in his status in the Hereafter.
3. Adh-Dhaalimoon (oppressors, wrong-doers). Allah SWT says:
وَأَمَّا الَّذِينَ ءَامَنُوا وَعَمِلُواْ الصَّـلِحَاتِ فَيُوَفِّيهِمْ أُجُورَهُمْ وَاللَّهُ لاَ يُحِبُّ الظَّـلِمِينَ
And as for those who believe and do righteous good deeds, Allah will pay them their reward in full. And Allah does not like the wrongdoers. [Surah Aal Imran: 57]
Allah SWT talks about the wrong-doers and oppressors in many ayaat. They will face a severe torment on the day of Resurrection, and none can avail them on that Day. May Allah exclude us from among the dhaalimoon. The Dhaalimoon(oppressors) are the ones who initiate the act of wrongful action. Prophet Sallalahu alaihiwassalam said: When two persons indulge in abusing each other, the one who initiated the wrongful action is to blame, unless the one who was wronged oversteps the mark in retaliation. (Sahih Al-Bukhari, Muslim)
4. Al-Mufsidoon. Allah SWT warns us:
وَابْتَغِ فِيمَآ ءَاتَاكَ اللَّهُ الدَّارَ الاٌّخِرَةَ وَلاَ تَنسَ نَصِيبَكَ مِنَ الدُّنْيَا وَأَحْسِن كَمَآ أَحْسَنَ اللَّهُ إِلَيْكَ وَلاَ تَبْغِ الْفَسَادَ فِى الاٌّرْضِ إِنَّ اللَّهَ لاَ يُحِبُّ الْمُفْسِدِينَ
"But seek, with that which Allah has bestowed on you, the home of the Hereafter, and forget not your portion of lawful enjoyment in this world; and be generous as Allah has been generous to you, and seek not mischief in the land. Verily, Allah likes not the Mufsidoon(mischief-makers, corrupts, tyrants, oppressors, one who commits great crimes and sins).'' [Surah Al-Qasa: 77]
Allah has rights over us, and we also have rights over ourselves. Allah has blessed with infinite bounties, and is The Most Generous, we need to be generous in doing goodness to our society, community, nation and the world. Our aim should be to seek The Hereafter, and not to cause mischief in this world. This ayah may sound to us like its addressing only the tyrants and oppressors in this world, like our political leaders etc. But let's apply it to us, in our relations with our family, friends and relatives. Sometimes, even saying something against our brother in Islam can cause a lot of mischief.
5. Al-Khaa'inoon (treacherous). Allah says:
إِنَّ اللَّهَ لاَ يُحِبُّ الخَـئِنِينَ
Certainly Allah likes not the treacherous. [Surah Al-Anfaal: 58]
6. Al-Mustakbiroon (proud). Allah says:
إِلَـهُكُمْ إِلهٌ وَحِدٌ فَالَّذِينَ لاَ يُؤْمِنُونَ بِالاٌّخِرَةِ قُلُوبُهُم مُّنكِرَةٌ وَهُم مُّسْتَكْبِرُونَ - لاَ جَرَمَ أَنَّ اللَّهَ يَعْلَمُ مَا يُسِرُّونَ وَمَا يُعْلِنُونَ إِنَّهُ لاَ يُحِبُّ الْمُسْتَكْبِرِينَ
Your god is one God. But for those who believe not in the Hereafter, their hearts are in denial, and they are proud. Certainly, Allah knows what they conceal and what they reveal. Truly, He does not like the proud. [Surah An-Nahl: 22-23]
The Proud are those who feel too proud to worship Allah alone, and their hearts reject the idea of singling Him out. [taken from Tafseer Ibn Kathir]
Pride and arrogance is the first crime/sin committed, and it was by Iblees (shaytan). He knew the truth that Allah is The One, The Unique, The Only Lord worthy of worship, and yet, he chose to deny and reject and obey, out of pride; pride that he was created from a more superior matter than clay. He forgot that he was so in fact, "created", and thus, he was required to obey and submit to His Lord, The Creator. He forgot due to his pride and arrogance. And this is what will happen if one considers himself self-sufficient. We always have to remember that it is only because of The Blessings and Mercy of Our Lord that we are here, and so, to please Him, is our only purpose. InshAllah, let's fight the pride in us that makes us give more importance to the desires of our Nafs, and let's humble ourselves in front of Allah, and submit to him completely. Let's become "Slaves of Allah", and hence, become the "Masters of this Duniya". (If we become masters of the duniya, then we will control our duniya, our life, not the other way around, where we fall into the traps and mirages of this duniya, hence becoming "slaves to duniya")
7. Al-Mukhtaal and Al-Fakhoor: Allah SWT says:
وَلاَ تَمْشِ فِى الاٌّرْضِ مَرَحاً إِنَّ اللَّهَ لاَ يُحِبُّ كُلَّ مُخْتَالٍ فَخُورٍ
"And turn not your face away from men with pride, nor walk in insolence through the earth. Verily, Allah likes not any arrogant boaster". [Surah Luqmaan: 18]
The arrogant boaster loves himself, and feels he is better than the others. He will look down upon others with pride and arrogance. The way he walks will also reflect his pride. The lessons that we can take from this ayah are numerous. We should humble ourselves by remembering that all mankind is from the same father and mother, Adam and Hawwa(Eve) Alaihummassalam. Wealth, status, family name or power will not make anyone in a higher position than the rest. Only our humble deeds that are for the sake of Allah alone can make our status higher. And we do not know who has a high position in the eyes of Our Lord Azza Wajal. Therefore, we cannot judge, or look down upon anyone. We should never deal with our house maids or other people who do lowly jobs (but without whom we wouldn't have comfortable lives), in an arrogant way. We should be cheerful to everyone, and smile genuinely to everyone. Our humility should be reflected in the way we walk and the way we dress.
______________________________________________________
Let us "really" love Allah. As Allah says:
قُلْ إِن كُنتُمْ تُحِبُّونَ اللَّهَ فَاتَّبِعُونِى يُحْبِبْكُمُ اللَّهُ وَيَغْفِرْ لَكُمْ ذُنُوبَكُمْ وَاللَّهُ غَفُورٌ رَّحِيمٌ
Say (O Muhammad to mankind): "If you (really) love Allah, then follow me (i.e. Muhammad), Allah will love you and forgive you your sins. And Allah is Oft-Forgiving, Most Merciful.'' [Surah Aal Imran: 31]
May Allah SWT always keep us on the path of those whom He is pleased with, and not on the path of those whom He does not like, aameen...
And Allah knows best.
Tuesday, April 14, 2009
Respecting and honoring the scholars
SubhanAllah...especially the last line of the hadeeth...
Arise and Act- Surah Al-Muddatir: 1-7
1. O you enveloped in garments!
2. Arise and warn!
3. And magnify your Lord!
4. And purify your garments!
5. And keep away from Ar-Rujz (idols)!
6. And give not a thing in order to have more.
7. And be patient for the sake of your Lord!
[Surah Al-Muddathir: 1-7]
'O you (i.e. Muhammad)! wrapped up in garments!' Arise and warn (the people against Allah's Punishment),... up to 'and desert the idols.' (Surah Al-Muddathir: 1-5) After this the revelation started coming strongly, frequently and regularly." [Sahih Al-Bukhari, Muslim]
Lessons:
And Allah knows best.
Friday, April 10, 2009
Abu Bakr's interpretation of dream
A man came to the Prophet Sallallahualihiwassalam and said: I saw (in my dream) a piece of cloud from which ghee and honey were dropping. I saw the people spreading their hands. Some of them took much and some a little. I also saw a rope hanging from Heaven to Earth. I saw, Apostle of Allah, that you caught hold of it and ascended by it. Then another man caught hold of it and ascended it. Then another man caught hold of it and ascended it. Then another man caught hold of it, but it broke, and then it was joined and he ascended it.
Abu Bakr said: May my parents be sacrificed for you, if you allow, I shall interpret it.
He said: Interpret it. He said: The piece of cloud is the cloud of Islam; the ghee and honey that were dropping from it are the Qur'an, which contains softness and sweetness. Those who received much or little of it are those who learn much or little of the Qur'an. The rope hanging from Heaven to Earth is the truth which you are following. You catch hold of it and then Allah will raise you to Him. Then another man will catch hold of it and ascend it, Then another man will catch hold of it and it will break. But it will be joined and he will ascend it. Tell me. Apostle of Allah, whether I am right or wrong.
He said: You are partly right and partly wrong. He said: I adjure you by Allah, you should tell me where I am wrong.
The Prophet Sallallahu alihiwassalam said: Do not take an oath.
(Sunan Abi Dawood)
Surah Al-Layl- Sadaqah only to please The Lord Almighty
وَسَيُجَنَّبُهَا الاٌّتْقَى - الَّذِى يُؤْتِى مَالَهُ يَتَزَكَّى - وَمَا لاًّحَدٍ عِندَهُ مِن نِّعْمَةٍ تُجْزَى - إِلاَّ ابْتِغَآءَ وَجْهِ رَبِّهِ الاٌّعْلَى - وَلَسَوْفَ يَرْضَى
17. And those with Taqwa will be far removed from it.
18. He who gives of his wealth for self-purification.
19. And who has (in mind) no favor from anyone to be paid back.
20. Except to seek the Face of his Lord, the Most High.
21. He, surely, will be pleased.
[Surah Al-Layl]
Lessons:
Wa Allahu A'lam.
Thursday, April 9, 2009
Contentment- Surah Ta Ha: 131
Lessons:
And Allah knows best.
Be good to people even if they do not reciprocate the same
Allah's Messenger Sallallahu alihiwassalam said, "Do not be people without minds of your own, saying that if others treat you well you will treat them well and that if they do wrong you will do wrong; but accustom yourselves to do good if people do good and not to do wrong if they do evil.
SubhanAllah, this is exactly how we think.
Lessons:
Mercy at home= positive environment= good tarbiyah
Wednesday, April 8, 2009
Etiquette of Seeking permission (Surah An-Nur: 27,28)
Lessons:
Be careful "little" tongues and hands, and Trustworthiness
Lessons:
Tuesday, April 7, 2009
What Allah SWT loves and what He does not
Allah loves:
1. Al-Muhsinoon (the good doers). Allah SWT says:
2. At-Tawwaaboon and Al-Mutatahhiroon. Allah says:
إِنَّ اللَّهَ يُحِبُّ التَّوَبِينَ وَيُحِبُّ الْمُتَطَهِّرِينَ
3. Al-Muttaqoon (the pious). Allah says:
4. As-Sabiroon (the patient ones). Allah SWT says:
5. Al-Mutawakkiloon (the ones who put their trust in Allah). Allah Azza Wajal says:
6. Al-Muqsitoon (those who act justly). Allah says:
To read "what Allah does not love", click here
Swearing
The Prophet Sallallahu alihiwassalam said: Do not swear by your fathers, or by your mothers, or by rivals to Allah; and swear by Allah only, and swear by Allah only when you are speaking the truth.
Obedience to Allah and His Messenger
132. And obey Allah and the Messenger that you may obtain mercy.
133. And march forth in the way (which leads to) forgiveness from your Lord, and for Paradise as wide as the heavens and the earth, prepared for the Muttaqin (the pious).
(Surah Aal Imran: 132-133)
Lesson:
-Let's not compromise on Allah SWT's Mercy by not being obedient to His commands.
Monday, April 6, 2009
Types of hearts
A hypocrite will be misguided (Surah Al-Baqara: 17, 18)
Sunday, April 5, 2009
Surah Al-Anbiya: 1-2 (The Hour is at hand but we are heedless)
Joining ties of relationship with your Muslim brothers
Lessons:
- We have no right to judge our brothers and sister in Islam. Allah is the Best Judge.
- Piety is in the hearts, and only Allah knows what is in every one's hearts. So, we cannot make conclusions of others just based on what we think and feel about a person's actions.
- Our brother's/sister's (in faith) life, possessions, dignity and honour should be protected, we should not humiliate one another and compete with each other except in 2 things: gaining knowledge and spending in charity.
- We should always try to strengthen bonds of relationship, not nurse enmity between each other. Always, forgive and forget.
Wa Allahu A'lam.
Saturday, April 4, 2009
Surah Al Mu'minoon: Characteristics of the believer
Lessons:
And Allah knows best.
Friday, April 3, 2009
Haram, Halal and what is in between/ purification of the heart
(Saheeh Al-Bukhari, Muslim)
Lessons:
- Imam Bukhari Rahimahullah mentioned this hadeeth in the "Book of trade". When it comes to trading there are many matters that are doubtful, matters which existed then and even now, e.g. where cheating is done professionally. Therefore we have to be careful if the matter related to trading is clear and evident, permissible or not permissible, or if it is doubtful, in which case we have to avoid it.
- The relationship between the heart and the rest of the hadeeth: if one's heart is strong and firm in Tawheed, and sound with clear understanding and wisdom, then he will be able to stay away from doubtful matters from fear of falling into the prohibited area. But if the heart is not so firm in Tawheed, then he will take matters lightly, and thus, be more prone to slowly and gradually fall into the haram. So, the main issue of this hadeeth is the purification of the heart, which all of us need to keep working on.
Aim Real High- what one should "actually" be greedy for
Wednesday, April 1, 2009
Dealing with Interest- Do we want to wage war with Allah?
Allah says in the Qur'an about the one who consumes riba' as being resurrected as a person inflicted with insanity and having seizures or as a person possessed by demons (may Allah keep us safe from that):
الَّذِينَ يَأْكُلُونَ الرِّبَواْ لاَ يَقُومُونَ إِلاَّ كَمَا يَقُومُ الَّذِى يَتَخَبَّطُهُ الشَّيْطَـنُ مِنَ الْمَسِّ ذَلِكَ بِأَنَّهُمْ قَالُواْ إِنَّمَا الْبَيْعُ مِثْلُ الرِّبَواْ وَأَحَلَّ اللَّهُ الْبَيْعَ وَحَرَّمَ الرِّبَواْ فَمَن جَآءَهُ مَوْعِظَةٌ مِّنْ رَّبِّهِ فَانتَهَى فَلَهُ مَا سَلَفَ وَأَمْرُهُ إِلَى اللَّهِ وَمَنْ عَادَ فَأُوْلَـئِكَ أَصْحَـبُ النَّارِ هُمْ فِيهَا خَـلِدُونَ
Those who eat Riba will not stand (on the Day of Resurrection) except like the standing of a person beaten by Shaytan leading him to insanity. That is because they say: "Trading is only like Riba,'' whereas Allah has permitted trading and forbidden Riba. So whosoever receives an admonition from his Lord and stops eating Riba, shall not be punished for the past; his case is for Allah (to judge); but whoever returns (to Riba), such are the dwellers of the Fire ـ they will Abide therein. (Surah Al-Baqara: 275)
This ayah also shows the Mercy of Allah SWT, that if we repent and get out of it, Allah will forgive, but if one again goes back to this, then he will be among the dwellers of the fire. Someone in the class asked to our Sheikh: What if we already bought a house or a car, and is making payments on it which involves interest (mortgage or where a third party like the bank who has lent the loan is involved)? To this, our Sheikh (may Allah protect him) said: Just sell it off, and then rent etc, if you cannot purchase it with full funds, because nothing in this world is worth the punishment one will have to face in the Hereafter. It is the only sin that is mentioned in the Qur'an that Allah SWT gives notice of war:
يأَيُّهَا الَّذِينَ ءَامَنُواْ اتَّقُواْ اللَّهَ وَذَرُواْ مَا بَقِىَ مِنَ الرِّبَواْ إِن كُنتُمْ مُّؤْمِنِين .فَإِن لَّمْ تَفْعَلُواْ فَأْذَنُواْ بِحَرْبٍ مِّنَ اللَّهِ وَرَسُولِهِ وَإِن تُبتُمْ فَلَكُمْ رُءُوسُ أَمْوَلِكُمْ لاَ تَظْلِمُونَ وَلاَ تُظْلَمُونَ
Oh you who believe! Have Taqwa of Allah and give up what remains from Riba, if you are (really) believers. And if you do not do it, then take a notice of war from Allah and His Messenger but if you repent,you shall have your capital sums. Deal not unjustly, and you shall not be dealt with unjustly. (Surah Al-Baqara: 278, 279)
And Allah says:
وَمَآ ءَاتَيْتُمْ مِّن رِّباً لِّيَرْبُوَاْ فِى أَمْوَالِ النَّاسِ فَلاَ يَرْبُواْ عِندَ اللَّهِ وَمَآ ءاتَيْتُمْ مِّن زَكَوةٍ تُرِيدُونَ وَجْهَ اللَّهِ فَأُوْلَـئِكَ هُمُ الْمُضْعِفُونَ
And that which you give in Riba in order that it may increase from other people's property, has no increase with Allah; but that which you give in Zakah seeking Allah's Face, then those they shall have manifold increase. (Surah Ar-Rum: 39)
Narrated Samura bin Jundab Radhiyallahu anh:
The Prophet Sallallahu alihiwassalam said, "This night I dreamt that two men came and took me to a Holy land whence we proceeded on till we reached a river of blood, where a man was standing, and on its bank was standing another man with stones in his hands. The man in the middle of the river tried to come out, but the other threw a stone in his mouth and forced him to go back to his original place. So, whenever he tried to come out, the other man would throw a stone in his mouth and force him to go back to his former place. I asked, 'Who is this?' I was told, 'The person in the river was a Riba-eater." (Saheeh Al-Bukhari)
All of us see fornication (committing zina) as a major sin. And this is what riba has been compared to. Abdullah ibn Hanjalah related that the Prophet Sallallahu alihiwassalam said: A dirham of Riba (interest) knowingly taken by a man is a sin worse than committing Zina (Imam Ahmad).
Allah ceases to put Barakah in the money of one who deals with riba. So we lose the Blessings of Allah in this world along with the Blessings in The Aakhirah. This is as Allah says:
يَمْحَقُ اللَّهُ الْرِّبَواْ وَيُرْبِى الصَّدَقَـتِ وَاللَّهُ لاَ يُحِبُّ كُلَّ كَفَّارٍ أَثِيمٍ
Allah will deprive usury of all blessing, but will give increase for deeds of charity. (Surah Al-Baqara: 276)
One is prohibited from dealing with interest in any way; be it the one who takes, or gives, the one who writes it and being witnesses for such a transaction. It was narrated that Jaabir Ibn Abdullah Radhiyallahu anh said: “The Messenger of Allaah Sallallahu alihi wassalam cursed the one who consumes ribaa, the one who pays it, the one who writes it down and the two who witness it. He said they are all the same.” (Narrated by Muslim).
It is very clear from the above ayahs and ahaadeeth that dealing with interest is absolutely haram, and a Muslim should stay away from it as much as he can. Whoever is trapped in this big trap, should try to get out of it as soon as possible. Gaining anything in this world by means of interest is not at all worth forsaking our Hereafter. Wa Allahu A'lam.